GIC

I am most interested in GIC because I think it safe. GIC's interest is high than saving account. From my opinion, I have not too much energy and skills to control the stock , commodities and Mutual Fund. If I buy some of them, I will watch them everyday, happy with the raising and worry about them down. So lot of my brain cells will be killed. It's terrible.
Maybe, I put some money to RRSP when I get height income. RRSP can help me reduce the income before tax, and I can get more money when I retired. For now, I am poor, no too much money in RRSP. So RRSP is for future.
I think a lot of Chinese people choose to sent money to bank. This is our first choice because our parent told us that is safe and simple. This is culture maybe follow us to whole life and transfer to our children.